Every time you sing the Christmas carol, "Hark the Herald Angels Sing," you sing the words, "Peace on earth and mercy mild." If you ever watch the news or read a newspaper, you may well be asking, "Whatever happened to peace on earth?" That's a very good question. The terrorism danger for Americans is high. One national correspondent expressed on television what a whole lot of people are feeling. He said, "I have never in my lifetime seen such a high degree of threat to our personal security." Throw in dangers that you may be facing personally, such as medical or financial dangers, and you might wonder where the peace is that Christmas is supposed to be about.